2012 USAC Rulebook

(excerpt)
1A30. A rider's racing age shall be his age on December 31 of the current year except in cyclo-cross.
A rider's racing age in cyclo-cross is his age on December 31st of the year that the cyclo-cross season ends.
References to age of riders, race age groups, or age class shall be interpreted as referring to racing age. The following terms refer to specific age groups.
USAC Racing Age / Group Class
6-9 Youth
10-18 Junior
19-22 Under 23
23-29 Elite (i.e. senior)
30+ Master
- - - -
Note: September 1, 2012 - Feb 28, 2013, is the UCI CX season.
UCI CX classes differ.